When workers get hurt on the job, their employer's insurance covers them in most cases. Sometimes, things go wrong and instead of coverage, you get a denial. With an approval, hurt workers can get partial wages and medical care. Without it, their jobs may be put in jeopardy and they can find themselves burdened with medical bills. In some cases, workers may need to go the extra mile and seek legal help for their workers' compensation claims. Read on to find out what might have you reaching out for more help from a workers' compensation attorney.
1. Your injury is not just serious but extremely serious. Catastrophic injuries like burns, amputations, brain and spinal injuries and other devastating impacts call for a higher level of attention. These types of injuries tend to cause problems that can affect the remainder of a worker's life. Your quality of life and the potential to earn a living rides on the workers' compensation insurance settlement that you must obtain. If you cannot work again, you will need an attorney to negotiate with the insurance carrier to get you the best possible settlement with the best possible payment structure. Additionally, these types of claims have a great deal of money resting on them and you can expect the workers' compensation insurance company to fight the claim. That means that having a knowledgeable legal representative on your side is vital.
2. Your employer has not taken action on your claim. Once you are injured and report the incident to your employer, your supervisor must file your claim. No claim means no benefits and some employers will argue with workers about how the accident happened and whether or not it was a work-related injury. You may need to seek legal help and have the attorney send your employer a letter reminding them of the laws about workplace injuries. No matter what happens, be sure to seek medical care. Once your claim is approved, you can seek reimbursement of the medical expenses.
3 You have been receiving benefits but have been ordered by the workers' compensation doctor to return to work. You are still in pain and unable to return to work but you fear losing your job if you do not do so. See an attorney immediately to request an appeal on the medical ruling. You should never return to a job when still too hurt to work. You cannot be fired for workers' compensation-related issues as long as you can prove that you are unable to work.
To ensure that you get the benefits to which you are entitled, speak to a workers' compensation law firm, like Bishop Dorfman Kroupa & Bishop PC, right away.